According to The Kobeissi Letter, a recent National Association of Home Builders analysis reveals that 94 million American households cannot afford a $400,000 home, while the median new home price is around $460,000 (source: The Kobeissi Letter, May 18, 2025). With 70% of US households priced out, this widespread affordability crisis could reduce disposable income and limit traditional investment opportunities, potentially increasing interest in alternative assets like Bitcoin and stablecoins as investors seek inflation hedges and diversification (source: The Kobeissi Letter, May 18, 2025). Traders should monitor crypto inflows and shifts in sentiment as macroeconomic pressures intensify.

According to The Kobeissi Letter, the annual income required to afford a typical home in the US has risen to $116,600 as of February 2025, nearly doubling over the past five years (source: The Kobeissi Letter, May 7, 2025). This rapid increase in housing costs is driving retail investors to seek alternative assets like Bitcoin and Ethereum, as traditional real estate becomes less accessible. The trend is fueling increased trading volumes and heightened volatility in the cryptocurrency market, with Bitcoin and stablecoins emerging as potential hedges against inflation and housing market instability. Traders should monitor these macroeconomic shifts, as rising housing unaffordability could further accelerate capital flows into digital assets (source: The Kobeissi Letter, May 7, 2025).